When you are the driver of a vehicle, your medical bills, lost earnings and out-of-pocket expenses are covered under the car’s insurance policy.  This is referred to as no-fault insurance.  To make a claim for Personal Injuries, you need to prove that somebody else caused the accident.

If you’ve been injured while driving a car, you need a top New York Personal Injury lawyer to prosecute your claim.  Wittenstein & Wittenstein offers a free consultation for car accidents at our Queens Office serving New York City (Queens, Brooklyn, Manhattan, Staten Island, The Bronx) and Nassau County, Long Island.  See more information about Car Accidents.  You can call us to make an appointment for a free consultation, please call 718-261-8114.

A passenger injured in an accident has a claim against all drivers involved.  No matter how the accident happened (unless their is evidence that the passenger distracted the driver) a passenger can make a claim.  Passengers in car accidents are covered usually covered under no-fault, unless they are working at the time (on a sales call, nursing aid, etc.) in that case benefits are paid by Worker’s Compensation.

If you’ve been injured as a passenger in a car accident, you need a top New York Personal Injury lawyer to prosecute your claim.  Wittenstein & Wittenstein offers a free consultation for car accidents at our Queens Office serving New York City (Queens, Brooklyn, Manhattan, Staten Island, The Bronx) and Nassau County, Long Island.  See more information about Car Accidents.

A pedestrian is a person on foot that has an accident with a vehicle.  Sometimes it’s not crystal clear whether an injured person was a pedestrian or the operator of a vehicle.  For example, if you are looking for something in your trunk, and you are hit by another car, you are a pedestrian even though you are touching your car.  This is important because your insurance company will most likely not be paying your bills, as the insurance for the car that hit you is responsible. An even closer call is if you are sitting in your parked car, one insurance company might say you were a pedestrian and the other an operator of the vehicle.  It’s a really good idea to talk to a lawyer in these types of situations! We would be happy to offer you a free consultation at Wittenstein & Wittenstein.

For more information see Pedestrian Accidents.

If you are involved in an accident while driving a bus, you are most likely covered by your employer’s Workers Compensation Insurance which will pay for your medical care and lost earnings.  If your injuries are a result of the negligence of another vehicle on the road, you can make a claim for “serious personal injuries” against the responsible parties.

For more information, see Bus Accidents.

New York requires local truckers and truck companies to maintain a minimum level of insurance which is well above what is required for car insurance.  The minimum requirements fluctuate based on the type of freight transported and where it is transported. If you never take your truck outside NY, these are the requirements:

$300,000	Liability Insurance (Household Goods)
$750,000	Liability Insurance (General Freight)
$1,000,000	Liability Insurance (Oil Transport)
$5,000,000	Liability Insurance (Hazardous Materials – Hazmat)

If you are working interstate, the Federal Requirement apply.  There are detailed requirements which need to be investigated, but most federal liability limits are $750,000 or $1,000,000.  There are, of course, Federal filing and licensing requirements for each type of trucking.

For more information, see Truck Accidents.

If you are an airline pilot, you are covered under the airlines’ liability insurance and worker’s compensation coverage.  If you are the pilot of a private plane, you owe a duty of care to your passengers, your crew and to others on the ground and in the sky.  General Aviation Insurance is crucial to protect others and can also protect you if you are injured by an uninsured party.

For more information see PLANE ACCIDENTS.

BOAT CAPTAINS

When you own and operate a boat, you have a duty of care to the passengers on your ship and to other boaters on the waterways.  When you are injured in a boat accident, you can make a claim for personal injuries and property damage against the negligence parties.  They can, of course, also sue you for your negligence. Operating a water vessel requires the same standard of care as operating a motor vehicle, so every boat should have a “designated captain” that is not consuming alchohol responsible for the voyage.

Boat insurance is not mandatory in New York to register your boat with the Department of Motor Vehicles (DMV), but it is a good idea to get insurance for your boat for peace of mind.  Boat insurance is not very expensive and can protect both your investment in your boat and your assets should you be sued for liability in a boating accident. Your own boat insurance can also cover you if are injured in an accident with an insured boat.

For more information, see BOATING ACCIDENTS.

If you’ve been injured in a car accident, you need a top New York Personal Injury lawyer to prosecute your claim.  Wittenstein & Wittenstein offers a free consultation for train accidents at our Queens Office serving New York City (Queens, Brooklyn, Manhattan, Staten Island, The Bronx) and Nassau County, Long Island.  See more information about Car Accidents.

If you’ve been injured in a taxi accident, you need a top New York Personal Injury lawyer to prosecute your claim.  Wittenstein & Wittenstein offers a free consultation for train accidents at our Queens Office serving New York City (Queens, Brooklyn, Manhattan, Staten Island, The Bronx) and Nassau County, Long Island.  See more information about Taxi Accidents.

If you’ve been injured in a bus accident, you need a top New York Personal Injury lawyer to prosecute your claim.  Wittenstein & Wittenstein offers a free consultation for train accidents at our Queens Office serving New York City (Queens, Brooklyn, Manhattan, Staten Island, The Bronx) and Nassau County, Long Island.  See more information about Bus Accidents.

If you’ve been injured in a boat accident, you need a top New York Personal Injury lawyer to prosecute your claim.  Wittenstein & Wittenstein offers a free consultation for train accidents at our Queens Office serving New York City (Queens, Brooklyn, Manhattan, Staten Island, The Bronx) and Nassau County, Long Island.  See more information about Boat Accidents.

If you’ve been injured in an aviation (plane) accident, you need a top New York Personal Injury lawyer to prosecute your claim.  Wittenstein & Wittenstein offers a free consultation for train accidents at our Queens Office serving New York City (Queens, Brooklyn, Manhattan, Staten Island, The Bronx) and Nassau County, Long Island.  See more information about Aviation Accidents.

If you’ve been injured in a train accident, you need a top New York Personal Injury lawyer to prosecute your claim.  Wittenstein & Wittenstein offers a free consultation for train accidents at our Queens Office serving New York City (Queens, Brooklyn, Manhattan, Staten Island, The Bronx) and Nassau County, Long Island.  See more information about Train Accidents.