Cyclists can now count on dedicated bike lanes throughout the five boroughs of New York City, making going for a ride more fun and commuting easier. This is attracting many new bikers to come on board to enjoy the healthy benefits of cycling. Learning how to bike safely in the city is an important step to take before you hit the road, and it’s also a good idea to understand your rights if you are unlucky enough to have a bicycle accident. It’s also good to know that some of the best New York City bicycle accident attorneys offer free consultations to discuss the particulars of your potential case.
Insurance Coverage for Bicycle Accident Victims
New York State does not require bicycles to be registered or to carry liability insurance, but there is insurance coverage available for bicycles injuries by negligent drivers of motor vehicles. In such cases, a bicyclist is akin to a pedestrian, and is entitled to $50,000 in first party benefits for medical costs, lost earnings, transportation and other related expenses. If the negligent driver leaves the scene, and it’s not possible to find him or obtain his insurance information, this same coverage will be provided by the insurance company for a car owned by the victim or a family member in their household. If there is no car in the household, the Motor Vehicle Accident Indemnification Corporation (MVAIC) will afford coverage. It’s important to know that your health insurance cannot be used if your accident involves negligence by a motor vehicle driver. These benefits do not apply to all bicycle accidents. For example, if pothole caused your accident, first party benefits would not apply, and you can use your health insurance for medical treatment. If you’re not sure how your medical bills will be paid for your bicycle accident, it’s a good idea to speak to an experienced Queens bicycle accident attorney that can advise you about your rights.
Steps to Take After A Bicycle Accident
Your health and safety should always come first. Call 911 immediately to report the accident to the police and request medical assistance. Seeking medical attention is important to protect your health and your rights. Collect as much evidence as possible, starting with:
- Taking photos of your injuries, bicycle damage, and the accident scene
- Noting the time, location, and any details about the vehicle that hit you (such as color, make, model, or license plate if visible)
- Gathering the contact details of the witnesses present at the accident scene.
- Recording videos of the accident scene.
This evidence is helpful when filing a compensation claim. Also, you should immediately consult with an experienced New York City bicycle accident attorney for guidance.
Contact Wittenstein Law
Wittenstein Law has earned into reputation as one of the top Queens bicycle accident attorneys because we get the highest settlements and verdicts, and provide gold standard customer service. If you have any questions about bicycle accidents or if you’ve had an accident, call 718-261-8114 for a free consultation.
